Rukingi was earning a decent wage as a teacher until he had a stroke, which left him unable to remember even his own name.
He had to learn how to do everything again from scratch, from making a cup of tea to how to speak English and Maori.
Rukingi received a year’s sick leave from his employment, but thankfully he also had income protection insurance.
He’s now rebuilding his life and is studying for a doctorate. “I didn’t realise the depth and the breadth of the effects of that stroke. Income protection insurance has worked out perfectly for me.”