Lifetime Discount of 10%

Promotion Offer ends July 31st 2019

 

If you take out a Sovereign TotalCareMax insurance policy through Future Insurance by July 31st 2019, you will receive a 10% discount on your premiums every year for as long as your policy is in force, provided that your policy includes:

  • Life Cover for two people; or

  • Life Cover for one person plus at least one other eligible benefit (e.g. Living Assurance, Progressive Care, Income Protection, Total Permanent Disablement, Family Protection).

The policy must have a total premium before the 10% discount of no less than $89.49 per month ($41.31 per fortnight or $20.66 per week).

TERMS AND CONDITIONS

  • 1.You will receive a 10% discount, on the usual applicable premium payable (excluding any policy fee and any per mille loading), on all benefits issued under the policy, for the life of those benefits.

  • 2.To be eligible for the discount, the following criteria must be met:

    • i.An application for a Sovereign TotalCareMax insurance policy must be submitted through a Future Insurance Financial Adviser by July 31st.

    • ii.A resulting policy must be issued on or before 30 August 2019;

    • iii.The policy must include at least one Life Cover benefit of $100,000 or greater;

    • iv.The policy must include either Life Cover for two people or Life Cover for one person plus at least one other TotalCareMax benefit (e.g. Living Assurance, Progressive Care, Income Protection, Total Permanent Disablement, Family Protection);

    • v.The policy must have a total premium before the 10% discount of no less than $89.49 per month ($41.31 per fortnight or $20.66 per week) including the policy fee but excluding any per mille loading.

    • vi.The application must not be for the replacement of an existing Sovereign policy (or benefit); and

    • vii.The application must not be for a Special Events Increase or a Future Insurability Increase under an existing policy;

  • 3.Increases in cover under an existing policy will only be eligible if the benefits are issued under a new policy and all lives insured and benefits under the new policy have been fully underwritten.

  • 4.Sovereign Private Health policies are not eligible for the discount.

  • 5.Sovereign reserves the right to decline any application or exclude any eligible policy at its reasonable discretion. Sovereign will not be liable for any policy and/or benefits which are declined, excluded, not proceeded with or not issued during the eligible period due to Sovereign’s application review and underwriting processes.

  • 6.Sovereign reserves all contractual rights under its policies to amend underlying premium rates to which the discount applies.

  • 7.The discount will not be applied to any existing policies or benefits owned by you.

  • 8.This discount promotion is being run by Sovereign Services Limited with its head office at 74 Taharoto Road, Takapuna, Auckland.

  • 9.All questions regarding eligibility for this promotion, these Terms and Conditions, or any dispute which arises in connection with this promotion should be addressed to Sovereign for resolution. Sovereign will have the final decision should any dispute arise. Sovereign’s decision is final and no correspondence will be entered into, including in the event of a dispute. Failure by Sovereign to enforce any of its rights does not constitute a waiver of those rights.

  • 10.Sovereign, its employees and agents, and Future Insurance, its employees and agents, shall not be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to those which are indirect or consequential) as a result of, or arising out of, or in any way connected with this promotion.

  • 11.Sovereign reserves the right (subject to any applicable law) to cancel, terminate, modify or suspend this promotion and/or these Terms and Conditions at any time.

  • 12.In these Terms and Conditions “Sovereign” includes Sovereign Assurance Company Limited and Sovereign Services Limited, “Future Insurance” means Future Insurance NZ Limited, and “you” and “your” means the policy owner(s) of the policy.

 

 

 

© 2015 Future Insurance Services Limited. All rights reserved.

Made for New Zealanders

personal insurance
 

Life Insurance
Family Protection Insurance
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Total permanent disablement
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Children's and Maternity Benefit
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Trauma/Critical Illness Insurance
Total permanent disablement

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Start-Up Income Protection
ACC Levy Reduction
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Private Health
Physio Treatment
 

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